2018 MVR to HRK Historical Review

YEARLY HIGH

0.4282 HRK

YEARLY LOW

0.3851 HRK

YEARLY AVERAGE

0.4070 HRK

2018 MVR to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the MVR to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 12, valuing the pair at 0.4282. Conversely, the yearly low was recorded on February 15, dropping to 0.3851.

This high-to-low spread represents a total annual volatility of 0.0430 HRK. From a start-to-finish perspective, comparing the January average rate of 0.3957 to the December average rate of 0.4212, the exchange rate registered a net change of 6.44% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.4282 was down 10.07% compared to the 2017 peak of 0.4761, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MVR based on timing:

Yearly Peak High 2,141 HRK

2017 Average 2,143 HRK

Yearly Trough Low 1,926 HRK

Transaction Impact: A difference of 215.10 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.4262

0.3869

JanuMarcMayJulySeptNove

MVR to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3968, compared to 0.4172 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0204 points.

H1 Avg (Jan–Jun) 0.3968

H2 Avg (Jul–Dec) 0.4172

Volatility Range Comparison

Volatility

The most volatile month in 2018 was January, with a trading range of 0.0178 HRK (High: 0.4054 / Low: 0.3876). On the other end, December was the most stable month, with a tight range of 0.0051 HRK (High: 0.4231 / Low: 0.4180).

January Spread (Volatile) ±0.0178

December Spread (Stable) ±0.0051

Growth Streaks & Declines

Trends

Between February and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0055 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0055

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2018: 0.4229) against the same month in 2017 (average: 0.4185), the exchange rate shifted by +0.0044 (+1.05%).

2018 Avg (November) 0.4229

2017 Avg (November) 0.4185

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4054	0.3876	0.3957
February	0.3953	0.3851	0.3902
March	0.3933	0.3867	0.3903
April	0.3970	0.3884	0.3919
May	0.4130	0.3970	0.4033
June	0.4146	0.4032	0.4095
July	0.4121	0.4056	0.4101
August	0.4235	0.4109	0.4170
September	0.4159	0.4095	0.4136
October	0.4254	0.4143	0.4187
November	0.4282	0.4195	0.4229
December	0.4231	0.4180	0.4212