2015 MVR to HRK Historical Review

YEARLY HIGH

0.4762 HRK

YEARLY LOW

0.4148 HRK

YEARLY AVERAGE

0.4487 HRK

2015 MVR to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the MVR to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 15, valuing the pair at 0.4762. Conversely, the yearly low was recorded on January 1, dropping to 0.4148.

This high-to-low spread represents a total annual volatility of 0.0614 HRK. From a start-to-finish perspective, comparing the January average rate of 0.4331 to the December average rate of 0.4575, the exchange rate registered a net change of 5.62% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.4762 was up 15.26% compared to the 2014 peak of 0.4132, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MVR based on timing:

Yearly Peak High 2,381 HRK

2014 Average 1,870 HRK

Yearly Trough Low 2,074 HRK

Transaction Impact: A difference of 307.13 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.4654

0.4302

JanuMarcMayJulySeptNove

MVR to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4476, compared to 0.4498 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0022 points.

H1 Avg (Jan–Jun) 0.4476

H2 Avg (Jul–Dec) 0.4498

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.0365 HRK (High: 0.4513 / Low: 0.4148). On the other end, February was the most stable month, with a tight range of 0.0073 HRK (High: 0.4487 / Low: 0.4413).

January Spread (Volatile) ±0.0365

February Spread (Stable) ±0.0073

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0171 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0171

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2015: 0.4625) against the same month in 2014 (average: 0.3595), the exchange rate shifted by +0.1030 (+28.65%).

2015 Avg (March) 0.4625

2014 Avg (March) 0.3595

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4513	0.4148	0.4331
February	0.4487	0.4413	0.4447
March	0.4762	0.4482	0.4625
April	0.4695	0.4441	0.4605
May	0.4552	0.4312	0.4434
June	0.4547	0.4359	0.4411
July	0.4606	0.4439	0.4507
August	0.4540	0.4278	0.4437
September	0.4464	0.4354	0.4414
October	0.4533	0.4345	0.4434
November	0.4716	0.4498	0.4622
December	0.4687	0.4530	0.4575