2014 MVR to HRK Historical Review

YEARLY HIGH

0.4132 HRK

YEARLY LOW

0.3541 HRK

YEARLY AVERAGE

0.3740 HRK

2014 MVR to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the MVR to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.4132. Conversely, the yearly low was recorded on May 6, dropping to 0.3541.

This high-to-low spread represents a total annual volatility of 0.0590 HRK. From a start-to-finish perspective, comparing the January average rate of 0.3639 to the December average rate of 0.4075, the exchange rate registered a net change of 11.97% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.4132 was up 7.09% compared to the 2013 peak of 0.3858, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MVR based on timing:

Yearly Peak High 2,066 HRK

2013 Average 1,855 HRK

Yearly Trough Low 1,771 HRK

Transaction Impact: A difference of 295.14 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.4124

0.3536

JanuMarcMayJulySeptNove

MVR to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3609, compared to 0.3871 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0262 points.

H1 Avg (Jan–Jun) 0.3609

H2 Avg (Jul–Dec) 0.3871

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0164 HRK (High: 0.3927 / Low: 0.3763). On the other end, March was the most stable month, with a tight range of 0.0045 HRK (High: 0.3617 / Low: 0.3572).

September Spread (Volatile) ±0.0164

March Spread (Stable) ±0.0045

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0043 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0043

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.4075) against the same month in 2013 (average: 0.3624), the exchange rate shifted by +0.0451 (+12.46%).

2014 Avg (December) 0.4075

2013 Avg (December) 0.3624

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3675	0.3601	0.3639
February	0.3677	0.3602	0.3639
March	0.3617	0.3572	0.3595
April	0.3623	0.3561	0.3585
May	0.3616	0.3541	0.3588
June	0.3629	0.3581	0.3608
July	0.3704	0.3592	0.3649
August	0.3778	0.3689	0.3724
September	0.3927	0.3763	0.3844
October	0.3974	0.3891	0.3923
November	0.4052	0.3961	0.4011
December	0.4132	0.4014	0.4075