2021 NAD to CDF Historical Review

YEARLY HIGH

147.8325 CDF

YEARLY LOW

123.2160 CDF

YEARLY AVERAGE

134.8436 CDF

2021 NAD to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NAD to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on June 4, valuing the pair at 147.8325. Conversely, the yearly low was recorded on November 28, dropping to 123.2160.

This high-to-low spread represents a total annual volatility of 24.6165 CDF. From a start-to-finish perspective, comparing the January average rate of 130.8827 to the December average rate of 125.7897, the exchange rate registered a net change of -3.89% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 147.8325 was up 9.14% compared to the 2020 peak of 135.4556, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 739,163 CDF

2020 Average 564,766 CDF

Yearly Trough Low 616,080 CDF

Transaction Impact: A difference of 123,082.45 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

145.7152

123.9783

JanuMarcMayJulySeptNove

NAD to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 136.9220, compared to 132.7652 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 4.1568 points.

H1 Avg (Jan–Jun) 136.9220

H2 Avg (Jul–Dec) 132.7652

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 15.8595 CDF (High: 139.0755 / Low: 123.2160). On the other end, April was the most stable month, with a tight range of 4.7692 CDF (High: 139.8102 / Low: 135.0410).

November Spread (Volatile) ±15.8595

April Spread (Stable) ±4.7692

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 6.8349 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -6.8349

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 143.9038) against the same month in 2020 (average: 109.3871), the exchange rate shifted by +34.5167 (+31.55%).

2021 Avg (June) 143.9038

2020 Avg (June) 109.3871

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	134.9652	127.3252	130.8827
February	136.7515	131.2647	134.4472
March	135.3220	127.8073	132.7085
April	139.8102	135.0410	137.4675
May	145.3358	137.6883	142.1222
June	147.8325	138.7008	143.9038
July	140.3994	133.8664	137.0689
August	138.8169	129.6646	135.3614
September	139.6387	131.7295	134.3379
October	138.4830	131.4561	134.3580
November	139.0755	123.2160	129.6752
December	128.8991	123.4388	125.7897