2026 NAD to CDF Historical Review

YEARLY HIGH

144.9180 CDF

YEARLY LOW

131.6239 CDF

YEARLY AVERAGE

139.2595 CDF

2026 NAD to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the NAD to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 30, valuing the pair at 144.9180. Conversely, the yearly low was recorded on January 21, dropping to 131.6239.

This high-to-low spread represents a total annual volatility of 13.2941 CDF. From a start-to-finish perspective, comparing the January average rate of 138.5519 to the December average rate of 140.7672, the exchange rate registered a net change of 1.60% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 144.9180 was down 12.82% compared to the 2025 peak of 166.2340, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 724,590 CDF

2025 Average 760,956 CDF

Yearly Trough Low 658,119 CDF

Transaction Impact: A difference of 66,470.60 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

141.3140

135.4647

JanuFebrMarcApriMayJune

NAD to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 139.2595, compared to 0.0000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 139.2595 points.

H1 Avg (Jan–Jun) 139.2595

H2 Avg (Jul–Dec) 0.0000

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 13.2941 CDF (High: 144.9180 / Low: 131.6239). On the other end, May was the most stable month, with a tight range of 1.8158 CDF (High: 140.5516 / Low: 138.7358).

January Spread (Volatile) ±13.2941

May Spread (Stable) ±1.8158

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 4.8744 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -4.8744

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 138.5519) against the same month in 2025 (average: 152.2403), the exchange rate shifted by -13.6884 (-8.99%).

2026 Avg (January) 138.5519

2025 Avg (January) 152.2403

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	144.9180	131.6239	138.5519
February	144.4565	133.6605	140.8265
March	139.9981	132.8507	135.9521
April	142.2343	135.8108	139.7884
May	140.5516	138.7358	139.6710
June	142.1057	139.4364	140.7672