YEARLY HIGH
138.3505 CDF
YEARLY LOW
110.3745 CDF
YEARLY AVERAGE
124.3651 CDF

2022 NAD to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the NAD to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on March 25, valuing the pair at 138.3505. Conversely, the yearly low was recorded on October 24, dropping to 110.3745.

This high-to-low spread represents a total annual volatility of 27.9761 CDF. From a start-to-finish perspective, comparing the January average rate of 129.3822 to the December average rate of 118.6473, the exchange rate registered a net change of -8.30% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 138.3505 was down 6.41% compared to the 2021 peak of 147.8325, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 691,753 CDF
2021 Average 674,152 CDF
Yearly Trough Low 551,872 CDF
Transaction Impact: A difference of 139,880.29 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

136.2776
110.9307
JanuMarcMayJulySeptNove

NAD to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 130.3958, compared to 118.3344 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 12.0614 points.

H1 Avg (Jan–Jun) 130.3958
H2 Avg (Jul–Dec) 118.3344

Volatility Range Comparison

Volatility

The most volatile month in 2022 was March, with a trading range of 12.7557 CDF (High: 138.3505 / Low: 125.5948). On the other end, February was the most stable month, with a tight range of 4.6274 CDF (High: 133.4460 / Low: 128.8186).

March Spread (Volatile) ±12.7557
February Spread (Stable) ±4.6274

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 7.9364 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -7.9364

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2022: 133.7406) against the same month in 2021 (average: 132.7085), the exchange rate shifted by +1.0321 (+0.78%).

2022 Avg (March) 133.7406
2021 Avg (March) 132.7085

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 133.5027 125.0489 129.3822
February 133.4460 128.8186 131.9103
March 138.3505 125.5948 133.7406
April 137.6975 125.1651 134.1653
May 128.5256 123.4333 126.2289
June 130.1278 124.3088 126.9471
July 127.4082 117.2560 124.3096
August 123.5948 117.6458 120.4719
September 120.2457 113.1084 116.4691
October 115.5132 110.3745 113.0430
November 121.1046 111.9693 117.0652
December 121.0441 115.5737 118.6473