YEARLY HIGH
122.1793 CDF
YEARLY LOW
103.7899 CDF
YEARLY AVERAGE
112.2795 CDF

2012 NAD to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the NAD to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on March 12, valuing the pair at 122.1793. Conversely, the yearly low was recorded on November 22, dropping to 103.7899.

This high-to-low spread represents a total annual volatility of 18.3894 CDF. From a start-to-finish perspective, comparing the January average rate of 113.7841 to the December average rate of 107.2610, the exchange rate registered a net change of -5.73% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 122.1793 was down 11.81% compared to the 2011 peak of 138.5458, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 610,896 CDF
2011 Average 631,453 CDF
Yearly Trough Low 518,949 CDF
Transaction Impact: A difference of 91,947.05 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

122.1132
103.7914
JanuMarcMayJulySeptNove

NAD to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 115.4359, compared to 109.1230 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 6.3129 points.

H1 Avg (Jan–Jun) 115.4359
H2 Avg (Jul–Dec) 109.1230

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 10.5573 CDF (High: 118.2864 / Low: 107.7291). On the other end, September was the most stable month, with a tight range of 3.0619 CDF (High: 113.1064 / Low: 110.0445).

May Spread (Volatile) ±10.5573
September Spread (Stable) ±3.0619

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 4.7051 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -4.7051

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2012: 120.5864) against the same month in 2011 (average: 132.0027), the exchange rate shifted by -11.4163 (-8.65%).

2012 Avg (March) 120.5864
2011 Avg (March) 132.0027

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 118.8404 110.9844 113.7841
February 121.9953 117.3350 119.5157
March 122.1793 118.4003 120.5864
April 120.4757 114.1772 117.0913
May 118.2864 107.7291 112.4357
June 111.6962 106.5445 109.2022
July 113.2279 108.6844 111.7719
August 114.2231 109.0392 111.7996
September 113.1064 110.0445 111.6463
October 110.9274 104.8294 106.9412
November 106.9190 103.7899 105.3182
December 109.2510 105.2853 107.2610