YEARLY HIGH
166.2340 CDF
YEARLY LOW
123.7440 CDF
YEARLY AVERAGE
152.2079 CDF

2025 NAD to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the NAD to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on September 14, valuing the pair at 166.2340. Conversely, the yearly low was recorded on November 6, dropping to 123.7440.

This high-to-low spread represents a total annual volatility of 42.4899 CDF. From a start-to-finish perspective, comparing the January average rate of 152.2403 to the December average rate of 134.1782, the exchange rate registered a net change of -11.86% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 166.2340 was down 0.29% compared to the 2024 peak of 166.7152, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 831,170 CDF
2024 Average 768,999 CDF
Yearly Trough Low 618,720 CDF
Transaction Impact: A difference of 212,449.72 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

166.8848
125.3171
JanuMarcMayJulySeptNove

NAD to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 156.4193, compared to 147.9965 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 8.4228 points.

H1 Avg (Jan–Jun) 156.4193
H2 Avg (Jul–Dec) 147.9965

Volatility Range Comparison

Volatility

The most volatile month in 2025 was October, with a trading range of 28.2356 CDF (High: 152.0857 / Low: 123.8502). On the other end, June was the most stable month, with a tight range of 3.3180 CDF (High: 163.5696 / Low: 160.2516).

October Spread (Volatile) ±28.2356
June Spread (Stable) ±3.3180

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 27.1993 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -27.1993

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 162.7051) against the same month in 2024 (average: 161.7102), the exchange rate shifted by +0.9948 (+0.62%).

2025 Avg (September) 162.7051
2024 Avg (September) 161.7102

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 155.2386 148.9879 152.2403
February 156.2715 151.0814 154.9210
March 158.7610 153.5809 157.0173
April 158.1478 147.3043 153.2646
May 162.6910 155.8501 159.0694
June 163.5696 160.2516 162.0029
July 165.6107 161.0010 163.4209
August 165.6866 159.4471 163.3878
September 166.2340 152.2693 162.7051
October 152.0857 123.8502 135.5058
November 133.1833 123.7440 128.7811
December 137.8886 130.2967 134.1782