2014 NAD to CDF Historical Review

YEARLY HIGH

89.4458 CDF

YEARLY LOW

79.1943 CDF

YEARLY AVERAGE

85.1926 CDF

2014 NAD to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the NAD to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on May 24, valuing the pair at 89.4458. Conversely, the yearly low was recorded on December 15, dropping to 79.1943.

This high-to-low spread represents a total annual volatility of 10.2515 CDF. From a start-to-finish perspective, comparing the January average rate of 85.1494 to the December average rate of 80.5537, the exchange rate registered a net change of -5.40% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 89.4458 was down 17.86% compared to the 2013 peak of 108.8914, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 447,229 CDF

2013 Average 479,676 CDF

Yearly Trough Low 395,971 CDF

Transaction Impact: A difference of 51,257.67 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

89.3811

79.7512

JanuMarcMayJulySeptNove

NAD to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 86.2719, compared to 84.1133 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.1586 points.

H1 Avg (Jan–Jun) 86.2719

H2 Avg (Jul–Dec) 84.1133

Volatility Range Comparison

Volatility

The most volatile month in 2014 was January, with a trading range of 5.2282 CDF (High: 87.6212 / Low: 82.3930). On the other end, August was the most stable month, with a tight range of 1.5849 CDF (High: 87.4623 / Low: 85.8774).

January Spread (Volatile) ±5.2282

August Spread (Stable) ±1.5849

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 2.9255 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -2.9255

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2014: 88.5786) against the same month in 2013 (average: 98.9263), the exchange rate shifted by -10.3477 (-10.46%).

2014 Avg (May) 88.5786

2013 Avg (May) 98.9263

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	87.6212	82.3930	85.1494
February	86.0538	82.4388	84.0144
March	87.4112	84.7180	85.9034
April	88.5743	86.5367	87.4589
May	89.4458	87.5685	88.5786
June	87.1797	85.5078	86.5269
July	87.8047	85.7310	86.5591
August	87.4623	85.8774	86.5596
September	86.6169	82.0170	84.1396
October	84.8973	81.6778	83.3886
November	84.6337	82.0339	83.4792
December	84.0014	79.1943	80.5537