2020 NAD to CDF Historical Review

YEARLY HIGH

135.4556 CDF

YEARLY LOW

90.0416 CDF

YEARLY AVERAGE

112.9357 CDF

2020 NAD to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NAD to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 135.4556. Conversely, the yearly low was recorded on April 5, dropping to 90.0416.

This high-to-low spread represents a total annual volatility of 45.4140 CDF. From a start-to-finish perspective, comparing the January average rate of 117.4941 to the December average rate of 131.4616, the exchange rate registered a net change of 11.89% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 135.4556 was up 9.91% compared to the 2019 peak of 123.2465, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 677,278 CDF

2019 Average 571,661 CDF

Yearly Trough Low 450,208 CDF

Transaction Impact: A difference of 227,069.89 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

135.3440

88.7559

JanuMarcMayJulySeptNove

NAD to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 105.5875, compared to 120.2839 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 14.6964 points.

H1 Avg (Jan–Jun) 105.5875

H2 Avg (Jul–Dec) 120.2839

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 37.4523 CDF (High: 135.4556 / Low: 98.0033). On the other end, February was the most stable month, with a tight range of 4.1658 CDF (High: 114.2956 / Low: 110.1299).

December Spread (Volatile) ±37.4523

February Spread (Stable) ±4.1658

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 10.1556 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -10.1556

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 131.4616) against the same month in 2019 (average: 116.4845), the exchange rate shifted by +14.9771 (+12.86%).

2020 Avg (December) 131.4616

2019 Avg (December) 116.4845

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	120.3069	114.0223	117.4941
February	114.2956	110.1299	112.9103
March	110.8053	95.2725	102.7547
April	95.8124	90.0416	92.6382
May	104.8372	92.6945	98.3404
June	111.5236	104.4717	109.3871
July	119.5694	112.1479	116.2206
August	118.7198	111.2339	113.2318
September	121.0145	113.0529	116.8634
October	121.2960	108.2731	117.4098
November	129.1612	120.3285	126.5161
December	135.4556	98.0033	131.4616