YEARLY HIGH
123.2465 CDF
YEARLY LOW
44.7458 CDF
YEARLY AVERAGE
114.3592 CDF

2019 NAD to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the NAD to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on February 5, valuing the pair at 123.2465. Conversely, the yearly low was recorded on May 19, dropping to 44.7458.

This high-to-low spread represents a total annual volatility of 78.5007 CDF. From a start-to-finish perspective, comparing the January average rate of 117.7648 to the December average rate of 116.4845, the exchange rate registered a net change of -1.09% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 123.2465 was down 12.12% compared to the 2018 peak of 140.2390, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 616,233 CDF
2018 Average 615,761 CDF
Yearly Trough Low 223,729 CDF
Transaction Impact: A difference of 392,503.40 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

119.8190
108.7396
JanuMarcMayJulySeptNove

NAD to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 115.2804, compared to 113.4380 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.8424 points.

H1 Avg (Jan–Jun) 115.2804
H2 Avg (Jul–Dec) 113.4380

Volatility Range Comparison

Volatility

The most volatile month in 2019 was May, with a trading range of 70.7988 CDF (High: 115.5446 / Low: 44.7458). On the other end, July was the most stable month, with a tight range of 3.2206 CDF (High: 119.8778 / Low: 116.6571).

May Spread (Volatile) ±70.7988
July Spread (Stable) ±3.2206

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 8.7192 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -8.7192

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2019: 118.8958) against the same month in 2018 (average: 136.2116), the exchange rate shifted by -17.3158 (-12.71%).

2019 Avg (February) 118.8958
2018 Avg (February) 136.2116

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 122.8598 113.5741 117.7648
February 123.2465 115.9601 118.8958
March 117.4226 111.8331 113.9322
April 117.5228 111.8331 115.6796
May 115.5446 44.7458 111.8834
June 117.6346 109.9678 113.5266
July 119.8778 116.6571 118.3821
August 116.8113 107.1462 109.6629
September 113.8416 109.2768 112.0420
October 114.4375 108.5402 111.6055
November 113.8758 109.4720 112.4507
December 120.2138 113.0343 116.4845