YEARLY HIGH
2.0516 BIF
YEARLY LOW
1.7466 BIF
YEARLY AVERAGE
1.9445 BIF

2025 NGN to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the NGN to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on November 6, valuing the pair at 2.0516. Conversely, the yearly low was recorded on February 3, dropping to 1.7466.

This high-to-low spread represents a total annual volatility of 0.3051 BIF. From a start-to-finish perspective, comparing the January average rate of 1.9007 to the December average rate of 2.0369, the exchange rate registered a net change of 7.17% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 2.0516 was down 38.30% compared to the 2024 peak of 3.3253, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 NGN based on timing:

Yearly Peak High 2,051,630 BIF
2024 Average 2,022,478 BIF
Yearly Trough Low 1,746,559 BIF
Transaction Impact: A difference of 305,071.19 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

2.0613
1.8281
JanuMarcMayJulySeptNove

NGN to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.8991, compared to 1.9899 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0908 points.

H1 Avg (Jan–Jun) 1.8991
H2 Avg (Jul–Dec) 1.9899

Volatility Range Comparison

Volatility

The most volatile month in 2025 was February, with a trading range of 0.2378 BIF (High: 1.9843 / Low: 1.7466). On the other end, December was the most stable month, with a tight range of 0.0250 BIF (High: 2.0471 / Low: 2.0220).

February Spread (Volatile) ±0.2378
December Spread (Stable) ±0.0250

Growth Streaks & Declines

Trends

Between May and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0611 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.0611

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2025: 2.0418) against the same month in 2024 (average: 1.7448), the exchange rate shifted by +0.2971 (+17.03%).

2025 Avg (November) 2.0418
2024 Avg (November) 1.7448

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.9151 1.8791 1.9007
February 1.9843 1.7466 1.9329
March 1.9739 1.8877 1.9339
April 1.9714 1.8207 1.8729
May 1.8800 1.8216 1.8475
June 1.9272 1.8755 1.9065
July 1.9531 1.9112 1.9360
August 1.9482 1.9137 1.9367
September 1.9975 1.9270 1.9734
October 2.0439 1.9767 2.0145
November 2.0516 2.0258 2.0418
December 2.0471 2.0220 2.0369