YEARLY HIGH
2.2175 BIF
YEARLY LOW
2.0465 BIF
YEARLY AVERAGE
2.1592 BIF

2026 NGN to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the NGN to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on April 16, valuing the pair at 2.2175. Conversely, the yearly low was recorded on January 1, dropping to 2.0465.

This high-to-low spread represents a total annual volatility of 0.1710 BIF. From a start-to-finish perspective, comparing the January average rate of 2.0845 to the December average rate of 2.1887, the exchange rate registered a net change of 5.00% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 2.2175 was up 8.08% compared to the 2025 peak of 2.0516, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 NGN based on timing:

Yearly Peak High 2,217,483 BIF
2025 Average 1,944,532 BIF
Yearly Trough Low 2,046,460 BIF
Transaction Impact: A difference of 171,023.32 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

2.1991
2.0741
JanuFebrMarcApriMayJune

NGN to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.1592, compared to 0.0000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.1592 points.

H1 Avg (Jan–Jun) 2.1592
H2 Avg (Jul–Dec) 0.0000

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.1407 BIF (High: 2.1907 / Low: 2.0499). On the other end, May was the most stable month, with a tight range of 0.0067 BIF (High: 2.1696 / Low: 2.1628).

March Spread (Volatile) ±0.1407
May Spread (Stable) ±0.0067

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0318 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0318

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2026: 2.1830) against the same month in 2025 (average: 1.8729), the exchange rate shifted by +0.3101 (+16.56%).

2026 Avg (April) 2.1830
2025 Avg (April) 1.8729

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 2.1385 2.0465 2.0845
February 2.2118 2.1281 2.1818
March 2.1907 2.0499 2.1499
April 2.2175 2.1489 2.1830
May 2.1696 2.1628 2.1670
June 2.1977 2.1672 2.1887