2012 NPR to HRK Historical Review

YEARLY HIGH

0.0743 HRK

YEARLY LOW

0.0647 HRK

YEARLY AVERAGE

0.0686 HRK

2012 NPR to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the NPR to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on February 6, valuing the pair at 0.0743. Conversely, the yearly low was recorded on September 16, dropping to 0.0647.

This high-to-low spread represents a total annual volatility of 0.0097 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0714 to the December average rate of 0.0657, the exchange rate registered a net change of -8.02% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0743 was down 7.59% compared to the 2011 peak of 0.0804, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NPR based on timing:

Yearly Peak High 372 HRK

2011 Average 362 HRK

Yearly Trough Low 323 HRK

Transaction Impact: A difference of 48.32 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0734

0.0650

JanuMarcMayJulySeptNove

NPR to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0699, compared to 0.0674 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0025 points.

H1 Avg (Jan–Jun) 0.0699

H2 Avg (Jul–Dec) 0.0674

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.0051 HRK (High: 0.0731 / Low: 0.0680). On the other end, May was the most stable month, with a tight range of 0.0012 HRK (High: 0.0685 / Low: 0.0673).

January Spread (Volatile) ±0.0051

May Spread (Stable) ±0.0012

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2012. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0020 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0020

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2012: 0.0727) against the same month in 2011 (average: 0.0763), the exchange rate shifted by -0.0036 (-4.76%).

2012 Avg (February) 0.0727

2011 Avg (February) 0.0763

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0731	0.0680	0.0714
February	0.0743	0.0701	0.0727
March	0.0728	0.0690	0.0710
April	0.0701	0.0674	0.0690
May	0.0685	0.0673	0.0679
June	0.0690	0.0662	0.0674
July	0.0698	0.0675	0.0691
August	0.0690	0.0668	0.0680
September	0.0685	0.0647	0.0663
October	0.0697	0.0671	0.0683
November	0.0681	0.0656	0.0670
December	0.0668	0.0648	0.0657