2024 NPR to HRK Historical Review

YEARLY HIGH

0.0536 HRK

YEARLY LOW

0.0501 HRK

YEARLY AVERAGE

0.0520 HRK

2024 NPR to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the NPR to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 23, valuing the pair at 0.0536. Conversely, the yearly low was recorded on August 24, dropping to 0.0501.

This high-to-low spread represents a total annual volatility of 0.0034 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0520 to the December average rate of 0.0530, the exchange rate registered a net change of 1.92% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 0.0536 was down 2.14% compared to the 2023 peak of 0.0547, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NPR based on timing:

Yearly Peak High 268 HRK

2023 Average 264 HRK

Yearly Trough Low 251 HRK

Transaction Impact: A difference of 17.13 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

0.0532

0.0503

JanuMarcMayJulySeptNove

NPR to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0524, compared to 0.0517 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 0.0524

H2 Avg (Jul–Dec) 0.0517

Volatility Range Comparison

Volatility

The most volatile month in 2024 was November, with a trading range of 0.0024 HRK (High: 0.0536 / Low: 0.0512). On the other end, September was the most stable month, with a tight range of 0.0007 HRK (High: 0.0510 / Low: 0.0503).

November Spread (Volatile) ±0.0024

September Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0010 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0010

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2024: 0.0526) against the same month in 2023 (average: 0.0523), the exchange rate shifted by +0.0002 (+0.46%).

2024 Avg (November) 0.0526

2023 Avg (November) 0.0523

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0526	0.0511	0.0520
February	0.0530	0.0522	0.0526
March	0.0526	0.0518	0.0522
April	0.0532	0.0521	0.0527
May	0.0526	0.0519	0.0523
June	0.0529	0.0518	0.0524
July	0.0525	0.0515	0.0519
August	0.0522	0.0501	0.0510
September	0.0510	0.0503	0.0506
October	0.0519	0.0508	0.0514
November	0.0536	0.0512	0.0526
December	0.0535	0.0525	0.0530