2015 NPR to HRK Historical Review

YEARLY HIGH

0.0722 HRK

YEARLY LOW

0.0615 HRK

YEARLY AVERAGE

0.0669 HRK

2015 NPR to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the NPR to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 14, valuing the pair at 0.0722. Conversely, the yearly low was recorded on August 24, dropping to 0.0615.

This high-to-low spread represents a total annual volatility of 0.0107 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0663 to the December average rate of 0.0660, the exchange rate registered a net change of -0.49% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0722 was up 14.53% compared to the 2014 peak of 0.0631, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NPR based on timing:

Yearly Peak High 361 HRK

2014 Average 294 HRK

Yearly Trough Low 308 HRK

Transaction Impact: A difference of 53.57 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0712

0.0630

JanuMarcMayJulySeptNove

NPR to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0680, compared to 0.0658 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0022 points.

H1 Avg (Jan–Jun) 0.0680

H2 Avg (Jul–Dec) 0.0658

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.0074 HRK (High: 0.0700 / Low: 0.0627). On the other end, February was the most stable month, with a tight range of 0.0013 HRK (High: 0.0692 / Low: 0.0678).

January Spread (Volatile) ±0.0074

February Spread (Stable) ±0.0013

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0038 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0038

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2015: 0.0705) against the same month in 2014 (average: 0.0567), the exchange rate shifted by +0.0139 (+24.48%).

2015 Avg (March) 0.0705

2014 Avg (March) 0.0567

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0700	0.0627	0.0663
February	0.0692	0.0678	0.0684
March	0.0722	0.0692	0.0705
April	0.0716	0.0673	0.0703
May	0.0677	0.0648	0.0664
June	0.0679	0.0653	0.0660
July	0.0690	0.0669	0.0677
August	0.0681	0.0615	0.0653
September	0.0651	0.0625	0.0637
October	0.0669	0.0640	0.0651
November	0.0676	0.0657	0.0669
December	0.0675	0.0649	0.0660