2016 NPR to HRK Historical Review

YEARLY HIGH

0.0667 HRK

YEARLY LOW

0.0612 HRK

YEARLY AVERAGE

0.0633 HRK

2016 NPR to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the NPR to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 0.0667. Conversely, the yearly low was recorded on June 5, dropping to 0.0612.

This high-to-low spread represents a total annual volatility of 0.0055 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0655 to the December average rate of 0.0659, the exchange rate registered a net change of 0.63% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.0667 was down 7.65% compared to the 2015 peak of 0.0722, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NPR based on timing:

Yearly Peak High 333 HRK

2015 Average 334 HRK

Yearly Trough Low 306 HRK

Transaction Impact: A difference of 27.28 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.0663

0.0616

JanuMarcMayJulySeptNove

NPR to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0630, compared to 0.0636 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 0.0630

H2 Avg (Jul–Dec) 0.0636

Volatility Range Comparison

Volatility

The most volatile month in 2016 was February, with a trading range of 0.0030 HRK (High: 0.0649 / Low: 0.0619). On the other end, September was the most stable month, with a tight range of 0.0007 HRK (High: 0.0629 / Low: 0.0623).

February Spread (Volatile) ±0.0030

September Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0025 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0025

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 0.0659) against the same month in 2015 (average: 0.0660), the exchange rate shifted by -0.0001 (-0.17%).

2016 Avg (December) 0.0659

2015 Avg (December) 0.0660

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0664	0.0644	0.0655
February	0.0649	0.0619	0.0630
March	0.0646	0.0624	0.0634
April	0.0627	0.0617	0.0622
May	0.0629	0.0614	0.0620
June	0.0628	0.0612	0.0621
July	0.0634	0.0625	0.0629
August	0.0631	0.0616	0.0624
September	0.0629	0.0623	0.0626
October	0.0645	0.0627	0.0637
November	0.0651	0.0632	0.0644
December	0.0667	0.0644	0.0659