YEARLY HIGH
0.0535 HRK
YEARLY LOW
0.0441 HRK
YEARLY AVERAGE
0.0480 HRK

2025 NPR to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the NPR to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 0.0535. Conversely, the yearly low was recorded on December 16, dropping to 0.0441.

This high-to-low spread represents a total annual volatility of 0.0094 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0528 to the December average rate of 0.0447, the exchange rate registered a net change of -15.39% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0535 was down 0.19% compared to the 2024 peak of 0.0536, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NPR based on timing:

Yearly Peak High 267 HRK
2024 Average 260 HRK
Yearly Trough Low 221 HRK
Transaction Impact: A difference of 46.77 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0536
0.0438
JanuMarcMayJulySeptNove

NPR to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0501, compared to 0.0458 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0043 points.

H1 Avg (Jan–Jun) 0.0501
H2 Avg (Jul–Dec) 0.0458

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0029 HRK (High: 0.0509 / Low: 0.0480). On the other end, November was the most stable month, with a tight range of 0.0008 HRK (High: 0.0462 / Low: 0.0454).

April Spread (Volatile) ±0.0029
November Spread (Stable) ±0.0008

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0016 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0016

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.0528) against the same month in 2024 (average: 0.0520), the exchange rate shifted by +0.0008 (+1.59%).

2025 Avg (January) 0.0528
2024 Avg (January) 0.0520

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0535 0.0520 0.0528
February 0.0528 0.0514 0.0520
March 0.0519 0.0495 0.0504
April 0.0509 0.0480 0.0490
May 0.0501 0.0484 0.0491
June 0.0485 0.0466 0.0476
July 0.0473 0.0463 0.0468
August 0.0472 0.0457 0.0462
September 0.0459 0.0449 0.0455
October 0.0463 0.0451 0.0458
November 0.0462 0.0454 0.0459
December 0.0452 0.0441 0.0447