2013 NPR to HRK Historical Review

YEARLY HIGH

0.0683 HRK

YEARLY LOW

0.0535 HRK

YEARLY AVERAGE

0.0613 HRK

2013 NPR to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the NPR to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on April 2, valuing the pair at 0.0683. Conversely, the yearly low was recorded on September 4, dropping to 0.0535.

This high-to-low spread represents a total annual volatility of 0.0147 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0656 to the December average rate of 0.0563, the exchange rate registered a net change of -14.21% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.0683 was down 8.16% compared to the 2012 peak of 0.0743, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NPR based on timing:

Yearly Peak High 341 HRK

2012 Average 343 HRK

Yearly Trough Low 268 HRK

Transaction Impact: A difference of 73.54 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.0684

0.0546

JanuMarcMayJulySeptNove

NPR to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0656, compared to 0.0570 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0086 points.

H1 Avg (Jan–Jun) 0.0656

H2 Avg (Jul–Dec) 0.0570

Volatility Range Comparison

Volatility

The most volatile month in 2013 was June, with a trading range of 0.0050 HRK (High: 0.0644 / Low: 0.0594). On the other end, December was the most stable month, with a tight range of 0.0010 HRK (High: 0.0569 / Low: 0.0558).

June Spread (Volatile) ±0.0050

December Spread (Stable) ±0.0010

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0053 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0053

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2013: 0.0672) against the same month in 2012 (average: 0.0690), the exchange rate shifted by -0.0018 (-2.63%).

2013 Avg (April) 0.0672

2012 Avg (April) 0.0690

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0663	0.0648	0.0656
February	0.0671	0.0652	0.0659
March	0.0682	0.0663	0.0672
April	0.0683	0.0666	0.0672
May	0.0672	0.0643	0.0664
June	0.0644	0.0594	0.0611
July	0.0608	0.0582	0.0600
August	0.0587	0.0537	0.0565
September	0.0566	0.0535	0.0557
October	0.0573	0.0560	0.0567
November	0.0572	0.0560	0.0566
December	0.0569	0.0558	0.0563