2018 NPR to HRK Historical Review

YEARLY HIGH

0.0613 HRK

YEARLY LOW

0.0540 HRK

YEARLY AVERAGE

0.0575 HRK

2018 NPR to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the NPR to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 9, valuing the pair at 0.0613. Conversely, the yearly low was recorded on October 11, dropping to 0.0540.

This high-to-low spread represents a total annual volatility of 0.0073 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0599 to the December average rate of 0.0576, the exchange rate registered a net change of -3.81% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.0613 was down 10.15% compared to the 2017 peak of 0.0682, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NPR based on timing:

Yearly Peak High 306 HRK

2017 Average 318 HRK

Yearly Trough Low 270 HRK

Transaction Impact: A difference of 36.68 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.0604

0.0544

JanuMarcMayJulySeptNove

NPR to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0584, compared to 0.0567 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0017 points.

H1 Avg (Jan–Jun) 0.0584

H2 Avg (Jul–Dec) 0.0567

Volatility Range Comparison

Volatility

The most volatile month in 2018 was November, with a trading range of 0.0031 HRK (High: 0.0586 / Low: 0.0555). On the other end, March was the most stable month, with a tight range of 0.0007 HRK (High: 0.0583 / Low: 0.0576).

November Spread (Volatile) ±0.0031

March Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0025 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0025

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2018: 0.0599) against the same month in 2017 (average: 0.0650), the exchange rate shifted by -0.0052 (-7.96%).

2018 Avg (January) 0.0599

2017 Avg (January) 0.0650

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0613	0.0587	0.0599
February	0.0591	0.0580	0.0585
March	0.0583	0.0576	0.0580
April	0.0583	0.0570	0.0575
May	0.0590	0.0573	0.0579
June	0.0590	0.0577	0.0583
July	0.0579	0.0572	0.0576
August	0.0591	0.0562	0.0578
September	0.0565	0.0543	0.0553
October	0.0558	0.0540	0.0549
November	0.0586	0.0555	0.0569
December	0.0583	0.0564	0.0576