2012 NZD to BIF Historical Review

YEARLY HIGH

1286.0952 BIF

YEARLY LOW

1006.8766 BIF

YEARLY AVERAGE

1137.1879 BIF

2012 NZD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the NZD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 15, valuing the pair at 1286.0952. Conversely, the yearly low was recorded on January 1, dropping to 1006.8766.

This high-to-low spread represents a total annual volatility of 279.2187 BIF. From a start-to-finish perspective, comparing the January average rate of 1038.3795 to the December average rate of 1265.0571, the exchange rate registered a net change of 21.83% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 1286.0952 was up 19.19% compared to the 2011 peak of 1078.9985, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 6,430,476 BIF

2011 Average 4,793,442 BIF

Yearly Trough Low 5,034,383 BIF

Transaction Impact: A difference of 1,396,093.30 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1287.7248

1015.7118

JanuMarcMayJulySeptNove

NZD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1072.9185, compared to 1201.4572 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 128.5387 points.

H1 Avg (Jan–Jun) 1072.9185

H2 Avg (Jul–Dec) 1201.4572

Volatility Range Comparison

Volatility

The most volatile month in 2012 was April, with a trading range of 84.5563 BIF (High: 1130.9416 / Low: 1046.3854). On the other end, February was the most stable month, with a tight range of 22.4842 BIF (High: 1094.9764 / Low: 1072.4921).

April Spread (Volatile) ±84.5563

February Spread (Stable) ±22.4842

Growth Streaks & Declines

Trends

Between March and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 19.3327 points.

Longest Streak 9 Mo.

Sharpest MoM Drop -19.3327

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 1265.0571) against the same month in 2011 (average: 993.1898), the exchange rate shifted by +271.8673 (+27.37%).

2012 Avg (December) 1265.0571

2011 Avg (December) 993.1898

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1066.1531	1006.8766	1038.3795
February	1094.9764	1072.4921	1084.6288
March	1087.7960	1047.8023	1065.2961
April	1130.9416	1046.3854	1076.8263
May	1122.8882	1046.9201	1077.3346
June	1134.8781	1052.1886	1095.0459
July	1172.0868	1117.3122	1141.1904
August	1181.6065	1155.3173	1169.9247
September	1227.2140	1142.9700	1192.4877
October	1228.9577	1204.0316	1215.2065
November	1247.6645	1200.6198	1224.8767
December	1286.0952	1241.3452	1265.0571