2025 NZD to BIF Historical Review

YEARLY HIGH

1808.8432 BIF

YEARLY LOW

1641.1496 BIF

YEARLY AVERAGE

1720.7923 BIF

2025 NZD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the NZD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on July 2, valuing the pair at 1808.8432. Conversely, the yearly low was recorded on April 8, dropping to 1641.1496.

This high-to-low spread represents a total annual volatility of 167.6936 BIF. From a start-to-finish perspective, comparing the January average rate of 1659.6555 to the December average rate of 1712.8501, the exchange rate registered a net change of 3.21% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 1808.8432 was down 1.76% compared to the 2024 peak of 1841.2233, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 9,044,216 BIF

2024 Average 8,724,159 BIF

Yearly Trough Low 8,205,748 BIF

Transaction Impact: A difference of 838,467.85 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1796.1659

1647.2454

JanuMarcMayJulySeptNove

NZD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1715.4143, compared to 1726.1703 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 10.7559 points.

H1 Avg (Jan–Jun) 1715.4143

H2 Avg (Jul–Dec) 1726.1703

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 133.9496 BIF (High: 1775.0993 / Low: 1641.1496). On the other end, December was the most stable month, with a tight range of 34.8366 BIF (High: 1726.8623 / Low: 1692.0257).

April Spread (Volatile) ±133.9496

December Spread (Stable) ±34.8366

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 45.0222 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -45.0222

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2025: 1777.9242) against the same month in 2024 (average: 1736.7674), the exchange rate shifted by +41.1568 (+2.37%).

2025 Avg (July) 1777.9242

2024 Avg (July) 1736.7674

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1690.7064	1644.9858	1659.6555
February	1706.7218	1650.6132	1679.1297
March	1724.0396	1649.9137	1689.0165
April	1775.0993	1641.1496	1728.2982
May	1784.2091	1725.7793	1752.6304
June	1805.3045	1768.4226	1783.7558
July	1808.8432	1741.5205	1777.9242
August	1777.4363	1731.6318	1752.6477
September	1780.4101	1693.0501	1744.3495
October	1721.7632	1681.7538	1699.3272
November	1700.7037	1650.6576	1669.9230
December	1726.8623	1692.0257	1712.8501