YEARLY HIGH
1310.2205 BIF
YEARLY LOW
1139.9925 BIF
YEARLY AVERAGE
1230.7770 BIF

2018 NZD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the NZD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on April 13, valuing the pair at 1310.2205. Conversely, the yearly low was recorded on October 6, dropping to 1139.9925.

This high-to-low spread represents a total annual volatility of 170.2279 BIF. From a start-to-finish perspective, comparing the January average rate of 1278.9678 to the December average rate of 1230.0299, the exchange rate registered a net change of -3.83% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2018 high of 1310.2205 was up 0.50% compared to the 2017 peak of 1303.6896, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 6,551,102 BIF
2017 Average 6,123,524 BIF
Yearly Trough Low 5,699,963 BIF
Transaction Impact: A difference of 851,139.72 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

1301.1954
1156.7137
JanuMarcMayJulySeptNove

NZD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1265.5999, compared to 1195.9541 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 69.6458 points.

H1 Avg (Jan–Jun) 1265.5999
H2 Avg (Jul–Dec) 1195.9541

Volatility Range Comparison

Volatility

The most volatile month in 2018 was April, with a trading range of 62.7917 BIF (High: 1310.2205 / Low: 1247.4287). On the other end, February was the most stable month, with a tight range of 30.6058 BIF (High: 1304.6879 / Low: 1274.0821).

April Spread (Volatile) ±62.7917
February Spread (Stable) ±30.6058

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 50.8976 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -50.8976

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2018: 1282.5287) against the same month in 2017 (average: 1183.6685), the exchange rate shifted by +98.8602 (+8.35%).

2018 Avg (April) 1282.5287
2017 Avg (April) 1183.6685

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1304.0565 1243.0703 1278.9678
February 1304.6879 1274.0821 1289.1553
March 1301.0553 1261.8962 1281.0580
April 1310.2205 1247.4287 1282.5287
May 1250.0877 1210.4705 1231.6311
June 1256.7729 1194.5665 1230.2585
July 1220.5545 1186.6590 1202.8006
August 1205.9427 1160.1942 1183.1765
September 1193.2616 1157.4746 1171.5558
October 1193.5944 1139.9925 1168.7539
November 1249.2261 1192.1266 1219.4081
December 1259.7937 1202.4842 1230.0299