2019 NZD to BIF Historical Review

YEARLY HIGH

1267.2506 BIF

YEARLY LOW

1150.2026 BIF

YEARLY AVERAGE

1213.9221 BIF

2019 NZD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the NZD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 1267.2506. Conversely, the yearly low was recorded on October 1, dropping to 1150.2026.

This high-to-low spread represents a total annual volatility of 117.0480 BIF. From a start-to-finish perspective, comparing the January average rate of 1223.9555 to the December average rate of 1239.1886, the exchange rate registered a net change of 1.24% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 1267.2506 was down 3.28% compared to the 2018 peak of 1310.2205, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 6,336,253 BIF

2018 Average 6,151,751 BIF

Yearly Trough Low 5,751,013 BIF

Transaction Impact: A difference of 585,239.76 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

1250.9177

1167.4107

JanuMarcMayJulySeptNove

NZD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1226.7589, compared to 1201.0854 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 25.6734 points.

H1 Avg (Jan–Jun) 1226.7589

H2 Avg (Jul–Dec) 1201.0854

Volatility Range Comparison

Volatility

The most volatile month in 2019 was December, with a trading range of 63.4882 BIF (High: 1267.2506 / Low: 1203.7624). On the other end, November was the most stable month, with a tight range of 21.7014 BIF (High: 1205.5827 / Low: 1183.8812).

December Spread (Volatile) ±63.4882

November Spread (Stable) ±21.7014

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 44.0111 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -44.0111

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2019: 1239.1886) against the same month in 2018 (average: 1230.0299), the exchange rate shifted by +9.1587 (+0.74%).

2019 Avg (December) 1239.1886

2018 Avg (December) 1230.0299

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1246.8636	1192.3659	1223.9555
February	1259.1782	1211.9025	1239.6555
March	1259.7152	1227.3584	1243.9588
April	1246.3724	1207.7776	1229.8075
May	1219.3501	1193.8189	1205.8290
June	1240.8808	1195.0359	1217.3468
July	1251.3105	1208.1144	1230.7086
August	1209.1214	1153.4780	1186.6975
September	1195.9386	1157.7384	1174.3696
October	1200.6891	1150.2026	1178.1369
November	1205.5827	1183.8812	1197.4114
December	1267.2506	1203.7624	1239.1886