2015 NZD to BIF Historical Review

YEARLY HIGH

1230.0072 BIF

YEARLY LOW

974.0455 BIF

YEARLY AVERAGE

1096.9987 BIF

2015 NZD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the NZD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 11, valuing the pair at 1230.0072. Conversely, the yearly low was recorded on September 14, dropping to 974.0455.

This high-to-low spread represents a total annual volatility of 255.9617 BIF. From a start-to-finish perspective, comparing the January average rate of 1196.4609 to the December average rate of 1050.4433, the exchange rate registered a net change of -12.20% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 1230.0072 was down 10.17% compared to the 2014 peak of 1369.2865, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 6,150,036 BIF

2014 Average 6,443,994 BIF

Yearly Trough Low 4,870,228 BIF

Transaction Impact: A difference of 1,279,808.36 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

1217.4899

965.1427

JanuMarcMayJulySeptNove

NZD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1162.4667, compared to 1031.5307 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 130.9360 points.

H1 Avg (Jan–Jun) 1162.4667

H2 Avg (Jul–Dec) 1031.5307

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 98.9401 BIF (High: 1230.0072 / Low: 1131.0671). On the other end, September was the most stable month, with a tight range of 26.7256 BIF (High: 1000.7711 / Low: 974.0455).

January Spread (Volatile) ±98.9401

September Spread (Stable) ±26.7256

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 65.7504 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -65.7504

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 1196.4609) against the same month in 2014 (average: 1280.5934), the exchange rate shifted by -84.1325 (-6.57%).

2015 Avg (January) 1196.4609

2014 Avg (January) 1280.5934

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1230.0072	1131.0671	1196.4609
February	1188.7613	1133.5988	1168.7947
March	1200.0754	1137.1224	1172.0540
April	1207.2714	1164.7042	1188.3440
May	1183.8592	1105.8364	1157.4485
June	1121.9113	1065.3741	1091.6981
July	1100.7872	1025.1872	1069.3834
August	1038.5736	985.3644	1019.0501
September	1000.7711	974.0455	986.1716
October	1067.8230	993.8923	1042.3746
November	1059.1578	1003.2196	1021.7614
December	1069.5987	1036.6283	1050.4433