YEARLY HIGH
1432.1683 BIF
YEARLY LOW
1141.3316 BIF
YEARLY AVERAGE
1298.2957 BIF

2022 NZD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the NZD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on March 26, valuing the pair at 1432.1683. Conversely, the yearly low was recorded on October 15, dropping to 1141.3316.

This high-to-low spread represents a total annual volatility of 290.8367 BIF. From a start-to-finish perspective, comparing the January average rate of 1349.5108 to the December average rate of 1313.5542, the exchange rate registered a net change of -2.66% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 1432.1683 was down 1.34% compared to the 2021 peak of 1451.6081, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 7,160,841 BIF
2021 Average 6,980,987 BIF
Yearly Trough Low 5,706,658 BIF
Transaction Impact: A difference of 1,454,183.62 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

1413.7338
1148.9042
JanuMarcMayJulySeptNove

NZD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1343.2810, compared to 1253.3104 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 89.9706 points.

H1 Avg (Jan–Jun) 1343.2810
H2 Avg (Jul–Dec) 1253.3104

Volatility Range Comparison

Volatility

The most volatile month in 2022 was April, with a trading range of 120.9429 BIF (High: 1422.9472 / Low: 1302.0043). On the other end, February was the most stable month, with a tight range of 33.6745 BIF (High: 1358.8354 / Low: 1325.1609).

April Spread (Volatile) ±120.9429
February Spread (Stable) ±33.6745

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 69.3852 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -69.3852

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2022: 1391.6646) against the same month in 2021 (average: 1394.4776), the exchange rate shifted by -2.8129 (-0.20%).

2022 Avg (March) 1391.6646
2021 Avg (March) 1394.4776

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1372.4336 1301.5857 1349.5108
February 1358.8354 1325.1609 1339.9574
March 1432.1683 1352.3983 1391.6646
April 1422.9472 1302.0043 1372.5774
May 1347.2619 1274.8040 1303.1922
June 1341.5400 1274.2941 1302.7834
July 1291.4618 1257.4246 1275.8101
August 1325.2678 1255.9536 1286.0259
September 1264.0257 1146.4699 1220.7344
October 1201.0022 1141.3316 1170.9733
November 1303.5846 1190.8405 1252.7646
December 1334.9483 1292.5641 1313.5542