2020 NZD to BIF Historical Review

YEARLY HIGH

1401.0030 BIF

YEARLY LOW

1062.7212 BIF

YEARLY AVERAGE

1245.7247 BIF

2020 NZD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NZD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 1401.0030. Conversely, the yearly low was recorded on March 22, dropping to 1062.7212.

This high-to-low spread represents a total annual volatility of 338.2818 BIF. From a start-to-finish perspective, comparing the January average rate of 1246.1762 to the December average rate of 1378.4570, the exchange rate registered a net change of 10.61% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1401.0030 was up 10.55% compared to the 2019 peak of 1267.2506, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 7,005,015 BIF

2019 Average 6,069,057 BIF

Yearly Trough Low 5,313,606 BIF

Transaction Impact: A difference of 1,691,408.98 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1402.3576

1115.5501

JanuMarcMayJulySeptNove

NZD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1187.3566, compared to 1304.0929 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 116.7363 points.

H1 Avg (Jan–Jun) 1187.3566

H2 Avg (Jul–Dec) 1304.0929

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 140.2189 BIF (High: 1202.9402 / Low: 1062.7212). On the other end, October was the most stable month, with a tight range of 27.2521 BIF (High: 1297.1664 / Low: 1269.9143).

March Spread (Volatile) ±140.2189

October Spread (Stable) ±27.2521

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 63.1546 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -63.1546

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 1378.4570) against the same month in 2019 (average: 1239.1886), the exchange rate shifted by +139.2684 (+11.24%).

2020 Avg (December) 1378.4570

2019 Avg (December) 1239.1886

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1267.3890	1222.2663	1246.1762
February	1225.0315	1181.0197	1206.6810
March	1202.9402	1062.7212	1143.5264
April	1169.1523	1108.5210	1139.4507
May	1183.6272	1129.9764	1158.6862
June	1249.0861	1193.4983	1229.6190
July	1289.5455	1244.3047	1267.5651
August	1301.4821	1257.6221	1273.8411
September	1306.4810	1263.3928	1287.7216
October	1297.1664	1269.9143	1284.4382
November	1364.3271	1276.4227	1332.5341
December	1401.0030	1361.9512	1378.4570