2012 NZD to GHS Historical Review

YEARLY HIGH

1.6030 GHS

YEARLY LOW

1.2697 GHS

YEARLY AVERAGE

1.4992 GHS

2012 NZD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the NZD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on August 7, valuing the pair at 1.6030. Conversely, the yearly low was recorded on January 1, dropping to 1.2697.

This high-to-low spread represents a total annual volatility of 0.3333 GHS. From a start-to-finish perspective, comparing the January average rate of 1.3523 to the December average rate of 1.5738, the exchange rate registered a net change of 16.38% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.6030 was up 20.86% compared to the 2011 peak of 1.3264, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 8,015 GHS

2011 Average 6,115 GHS

Yearly Trough Low 6,348 GHS

Transaction Impact: A difference of 1,666.50 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.5997

1.3298

JanuMarcMayJulySeptNove

NZD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4371, compared to 1.5612 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1242 points.

H1 Avg (Jan–Jun) 1.4371

H2 Avg (Jul–Dec) 1.5612

Volatility Range Comparison

Volatility

The most volatile month in 2012 was June, with a trading range of 0.1391 GHS (High: 1.5553 / Low: 1.4162). On the other end, November was the most stable month, with a tight range of 0.0482 GHS (High: 1.5699 / Low: 1.5218).

June Spread (Volatile) ±0.1391

November Spread (Stable) ±0.0482

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0214 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0214

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2012: 1.5772) against the same month in 2011 (average: 1.2760), the exchange rate shifted by +0.3012 (+23.61%).

2012 Avg (August) 1.5772

2011 Avg (August) 1.2760

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.4051	1.2697	1.3523
February	1.4541	1.3983	1.4116
March	1.4612	1.3679	1.4273
April	1.5209	1.4512	1.4791
May	1.5141	1.4193	1.4577
June	1.5553	1.4162	1.4944
July	1.5899	1.5411	1.5604
August	1.6030	1.5460	1.5772
September	1.5950	1.5303	1.5629
October	1.5811	1.5273	1.5466
November	1.5699	1.5218	1.5465
December	1.6006	1.5517	1.5738