2016 NZD to GHS Historical Review

YEARLY HIGH

3.0764 GHS

YEARLY LOW

2.4942 GHS

YEARLY AVERAGE

2.7530 GHS

2016 NZD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the NZD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 6, valuing the pair at 3.0764. Conversely, the yearly low was recorded on January 10, dropping to 2.4942.

This high-to-low spread represents a total annual volatility of 0.5821 GHS. From a start-to-finish perspective, comparing the January average rate of 2.5473 to the December average rate of 2.9770, the exchange rate registered a net change of 16.87% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 3.0764 was up 1.22% compared to the 2015 peak of 3.0392, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 15,382 GHS

2015 Average 13,208 GHS

Yearly Trough Low 12,471 GHS

Transaction Impact: A difference of 2,910.74 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

3.0200

2.5043

JanuMarcMayJulySeptNove

NZD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.6286, compared to 2.8775 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2488 points.

H1 Avg (Jan–Jun) 2.6286

H2 Avg (Jul–Dec) 2.8775

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 0.2631 GHS (High: 3.0610 / Low: 2.7979). On the other end, August was the most stable month, with a tight range of 0.0634 GHS (High: 2.8867 / Low: 2.8233).

November Spread (Volatile) ±0.2631

August Spread (Stable) ±0.0634

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0481 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0481

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 2.9770) against the same month in 2015 (average: 2.5705), the exchange rate shifted by +0.4065 (+15.81%).

2016 Avg (December) 2.9770

2015 Avg (December) 2.5705

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.6218	2.4942	2.5473
February	2.6836	2.5654	2.6324
March	2.6581	2.5505	2.6026
April	2.6926	2.6055	2.6387
May	2.6906	2.5793	2.6053
June	2.8443	2.6131	2.7455
July	2.8891	2.7493	2.8189
August	2.8867	2.8233	2.8486
September	2.9508	2.8613	2.8923
October	2.9034	2.7760	2.8442
November	3.0610	2.7979	2.8838
December	3.0764	2.8862	2.9770