YEARLY HIGH
9.2766 GHS
YEARLY LOW
6.0453 GHS
YEARLY AVERAGE
7.3607 GHS

2025 NZD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the NZD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on April 21, valuing the pair at 9.2766. Conversely, the yearly low was recorded on December 31, dropping to 6.0453.

This high-to-low spread represents a total annual volatility of 3.2313 GHS. From a start-to-finish perspective, comparing the January average rate of 8.4069 to the December average rate of 6.5632, the exchange rate registered a net change of -21.93% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 9.2766 was down 7.32% compared to the 2024 peak of 10.0092, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 46,383 GHS
2024 Average 43,785 GHS
Yearly Trough Low 30,226 GHS
Transaction Impact: A difference of 16,156.33 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

9.2733
5.9201
JanuMarcMayJulySeptNove

NZD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 8.2150, compared to 6.5064 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.7087 points.

H1 Avg (Jan–Jun) 8.2150
H2 Avg (Jul–Dec) 6.5064

Volatility Range Comparison

Volatility

The most volatile month in 2025 was May, with a trading range of 2.9290 GHS (High: 9.2077 / Low: 6.2787). On the other end, July was the most stable month, with a tight range of 0.1334 GHS (High: 6.3133 / Low: 6.1799).

May Spread (Volatile) ±2.9290
July Spread (Stable) ±0.1334

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 1.8380 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -1.8380

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 8.9939) against the same month in 2024 (average: 8.0022), the exchange rate shifted by +0.9917 (+12.39%).

2025 Avg (April) 8.9939
2024 Avg (April) 8.0022

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 8.6655 8.2023 8.4069
February 8.9503 8.6109 8.7901
March 9.0288 8.6763 8.8622
April 9.2766 8.5583 8.9939
May 9.2077 6.2787 8.0376
June 6.3052 6.1333 6.1995
July 6.3133 6.1799 6.2482
August 6.5847 6.1337 6.3618
September 7.3301 6.1433 6.9385
October 7.3571 6.1474 6.6854
November 6.4866 6.1435 6.2412
December 6.7106 6.0453 6.5632