YEARLY HIGH
10.0092 GHS
YEARLY LOW
7.3169 GHS
YEARLY AVERAGE
8.7549 GHS

2024 NZD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the NZD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on September 29, valuing the pair at 10.0092. Conversely, the yearly low was recorded on January 22, dropping to 7.3169.

This high-to-low spread represents a total annual volatility of 2.6923 GHS. From a start-to-finish perspective, comparing the January average rate of 7.4368 to the December average rate of 8.4845, the exchange rate registered a net change of 14.09% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 10.0092 was up 23.38% compared to the 2023 peak of 8.1125, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 50,046 GHS
2023 Average 35,895 GHS
Yearly Trough Low 36,584 GHS
Transaction Impact: A difference of 13,461.73 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

10.0112
7.2028
JanuMarcMayJulySeptNove

NZD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 8.1314, compared to 9.3784 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.2470 points.

H1 Avg (Jan–Jun) 8.1314
H2 Avg (Jul–Dec) 9.3784

Volatility Range Comparison

Volatility

The most volatile month in 2024 was May, with a trading range of 0.9754 GHS (High: 9.1035 / Low: 8.1281). On the other end, March was the most stable month, with a tight range of 0.2117 GHS (High: 7.9409 / Low: 7.7292).

May Spread (Volatile) ±0.9754
March Spread (Stable) ±0.2117

Growth Streaks & Declines

Trends

Between January and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.9921 points.

Longest Streak 8 Mo.
Sharpest MoM Drop -0.9921

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2024: 9.7772) against the same month in 2023 (average: 6.8108), the exchange rate shifted by +2.9664 (+43.56%).

2024 Avg (September) 9.7772
2023 Avg (September) 6.8108

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 7.5762 7.3169 7.4368
February 7.7730 7.4986 7.6363
March 7.9409 7.7292 7.8585
April 8.1299 7.8842 8.0022
May 9.1035 8.1281 8.6268
June 9.3141 9.0660 9.2274
July 9.4639 9.1114 9.3071
August 9.8377 9.1809 9.4959
September 10.0092 9.6131 9.7772
October 9.9366 9.6216 9.7293
November 9.8749 9.0056 9.4765
December 9.0704 8.2224 8.4845