2013 NZD to GHS Historical Review

YEARLY HIGH

1.9470 GHS

YEARLY LOW

1.5554 GHS

YEARLY AVERAGE

1.6935 GHS

2013 NZD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the NZD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 1.9470. Conversely, the yearly low was recorded on June 24, dropping to 1.5554.

This high-to-low spread represents a total annual volatility of 0.3917 GHS. From a start-to-finish perspective, comparing the January average rate of 1.5915 to the December average rate of 1.9115, the exchange rate registered a net change of 20.11% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 1.9470 was up 21.46% compared to the 2012 peak of 1.6030, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 9,735 GHS

2012 Average 7,497 GHS

Yearly Trough Low 7,777 GHS

Transaction Impact: A difference of 1,958.32 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

1.9441

1.5530

JanuMarcMayJulySeptNove

NZD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.6118, compared to 1.7751 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1633 points.

H1 Avg (Jan–Jun) 1.6118

H2 Avg (Jul–Dec) 1.7751

Volatility Range Comparison

Volatility

The most volatile month in 2013 was September, with a trading range of 0.1686 GHS (High: 1.8275 / Low: 1.6588). On the other end, January was the most stable month, with a tight range of 0.0363 GHS (High: 1.6107 / Low: 1.5745).

September Spread (Volatile) ±0.1686

January Spread (Stable) ±0.0363

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0533 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0533

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 1.9115) against the same month in 2012 (average: 1.5738), the exchange rate shifted by +0.3377 (+21.46%).

2013 Avg (December) 1.9115

2012 Avg (December) 1.5738

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.6107	1.5745	1.5915
February	1.6223	1.5805	1.6015
March	1.6285	1.5748	1.6003
April	1.6861	1.6208	1.6532
May	1.6850	1.5923	1.6389
June	1.6158	1.5554	1.5856
July	1.6843	1.5687	1.6176
August	1.7300	1.6112	1.6722
September	1.8275	1.6588	1.7676
October	1.8596	1.8020	1.8261
November	1.8845	1.8311	1.8559
December	1.9470	1.8584	1.9115