2014 NZD to GHS Historical Review

YEARLY HIGH

3.2667 GHS

YEARLY LOW

1.9146 GHS

YEARLY AVERAGE

2.5226 GHS

2014 NZD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the NZD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on August 19, valuing the pair at 3.2667. Conversely, the yearly low was recorded on January 2, dropping to 1.9146.

This high-to-low spread represents a total annual volatility of 1.3521 GHS. From a start-to-finish perspective, comparing the January average rate of 1.9710 to the December average rate of 2.4867, the exchange rate registered a net change of 26.16% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 3.2667 was up 67.78% compared to the 2013 peak of 1.9470, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 16,334 GHS

2013 Average 8,470 GHS

Yearly Trough Low 9,573 GHS

Transaction Impact: A difference of 6,760.42 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

3.1791

1.8612

JanuMarcMayJulySeptNove

NZD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.3039, compared to 2.7414 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4375 points.

H1 Avg (Jan–Jun) 2.3039

H2 Avg (Jul–Dec) 2.7414

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.6105 GHS (High: 3.1710 / Low: 2.5604). On the other end, November was the most stable month, with a tight range of 0.0623 GHS (High: 2.5479 / Low: 2.4855).

September Spread (Volatile) ±0.6105

November Spread (Stable) ±0.0623

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.3650 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.3650

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2014: 3.0692) against the same month in 2013 (average: 1.6722), the exchange rate shifted by +1.3971 (+83.55%).

2014 Avg (August) 3.0692

2013 Avg (August) 1.6722

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.0105	1.9146	1.9710
February	2.1551	1.9357	2.0652
March	2.3319	2.1383	2.2115
April	2.4340	2.3076	2.3810
May	2.5634	2.4391	2.5056
June	2.8745	2.5194	2.6888
July	3.0297	2.8571	2.9328
August	3.2667	2.8700	3.0692
September	3.1710	2.5604	2.9048
October	2.5799	2.5053	2.5398
November	2.5479	2.4855	2.5150
December	2.5193	2.4533	2.4867