2015 NZD to GHS Historical Review

YEARLY HIGH

3.0392 GHS

YEARLY LOW

2.1466 GHS

YEARLY AVERAGE

2.6416 GHS

2015 NZD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the NZD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on June 16, valuing the pair at 3.0392. Conversely, the yearly low was recorded on July 20, dropping to 2.1466.

This high-to-low spread represents a total annual volatility of 0.8926 GHS. From a start-to-finish perspective, comparing the January average rate of 2.4887 to the December average rate of 2.5705, the exchange rate registered a net change of 3.29% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 3.0392 was down 6.96% compared to the 2014 peak of 3.2667, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 15,196 GHS

2014 Average 12,626 GHS

Yearly Trough Low 10,733 GHS

Transaction Impact: A difference of 4,462.97 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

3.0506

2.3485

JanuMarcMayJulySeptNove

NZD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.7630, compared to 2.5202 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2428 points.

H1 Avg (Jan–Jun) 2.7630

H2 Avg (Jul–Dec) 2.5202

Volatility Range Comparison

Volatility

The most volatile month in 2015 was July, with a trading range of 0.7873 GHS (High: 2.9339 / Low: 2.1466). On the other end, May was the most stable month, with a tight range of 0.1095 GHS (High: 2.9589 / Low: 2.8494).

July Spread (Volatile) ±0.7873

May Spread (Stable) ±0.1095

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.5851 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.5851

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2015: 2.9921) against the same month in 2014 (average: 2.6888), the exchange rate shifted by +0.3033 (+11.28%).

2015 Avg (June) 2.9921

2014 Avg (June) 2.6888

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.5367	2.4166	2.4887
February	2.6520	2.4293	2.5516
March	2.8792	2.5871	2.7205
April	2.9770	2.8411	2.9096
May	2.9589	2.8494	2.9157
June	3.0392	2.8972	2.9921
July	2.9339	2.1466	2.4070
August	2.8218	2.4900	2.6390
September	2.5583	2.3759	2.4593
October	2.6520	2.4050	2.5412
November	2.6058	2.4558	2.5043
December	2.6271	2.5157	2.5705