YEARLY HIGH
2.7914 PLN
YEARLY LOW
2.5206 PLN
YEARLY AVERAGE
2.6354 PLN

2012 NZD to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the NZD to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 11, valuing the pair at 2.7914. Conversely, the yearly low was recorded on December 27, dropping to 2.5206.

This high-to-low spread represents a total annual volatility of 0.2707 PLN. From a start-to-finish perspective, comparing the January average rate of 2.7102 to the December average rate of 2.5908, the exchange rate registered a net change of -4.40% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 2.7914 was up 4.29% compared to the 2011 peak of 2.6765, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 13,957 PLN
2011 Average 11,731 PLN
Yearly Trough Low 12,603 PLN
Transaction Impact: A difference of 1,353.52 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

2.7356
2.5532
JanuMarcMayJulySeptNove

NZD to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.6301, compared to 2.6407 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0106 points.

H1 Avg (Jan–Jun) 2.6301
H2 Avg (Jul–Dec) 2.6407

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.1496 PLN (High: 2.7914 / Low: 2.6418). On the other end, March was the most stable month, with a tight range of 0.0453 PLN (High: 2.5915 / Low: 2.5462).

January Spread (Volatile) ±0.1496
March Spread (Stable) ±0.0453

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0718 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0718

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 2.7102) against the same month in 2011 (average: 2.2338), the exchange rate shifted by +0.4764 (+21.32%).

2012 Avg (January) 2.7102
2011 Avg (January) 2.2338

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 2.7914 2.6418 2.7102
February 2.6978 2.5782 2.6384
March 2.5915 2.5462 2.5684
April 2.6378 2.5462 2.5984
May 2.6716 2.5403 2.5921
June 2.7195 2.6160 2.6732
July 2.7488 2.6857 2.7204
August 2.7133 2.6331 2.6740
September 2.6643 2.5646 2.6275
October 2.6398 2.5531 2.5926
November 2.6919 2.5914 2.6391
December 2.6565 2.5206 2.5908