YEARLY HIGH
2.9092 PLN
YEARLY LOW
2.3021 PLN
YEARLY AVERAGE
2.4085 PLN

2024 NZD to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the NZD to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 2.9092. Conversely, the yearly low was recorded on December 26, dropping to 2.3021.

This high-to-low spread represents a total annual volatility of 0.6071 PLN. From a start-to-finish perspective, comparing the January average rate of 2.4820 to the December average rate of 2.3394, the exchange rate registered a net change of -5.75% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2024 high of 2.9092 was up 2.53% compared to the 2023 peak of 2.8375, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 14,546 PLN
2023 Average 12,892 PLN
Yearly Trough Low 11,511 PLN
Transaction Impact: A difference of 3,035.36 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

2.4963
2.3251
JanuMarcMayJulySeptNove

NZD to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.4337, compared to 2.3833 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0504 points.

H1 Avg (Jan–Jun) 2.4337
H2 Avg (Jul–Dec) 2.3833

Volatility Range Comparison

Volatility

The most volatile month in 2024 was January, with a trading range of 0.4735 PLN (High: 2.9092 / Low: 2.4357). On the other end, May was the most stable month, with a tight range of 0.0385 PLN (High: 2.4230 / Low: 2.3845).

January Spread (Volatile) ±0.4735
May Spread (Stable) ±0.0385

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0834 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0834

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2024: 2.4820) against the same month in 2023 (average: 2.7767), the exchange rate shifted by -0.2947 (-10.61%).

2024 Avg (January) 2.4820
2023 Avg (January) 2.7767

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 2.9092 2.4357 2.4820
February 2.4743 2.4249 2.4553
March 2.4323 2.3736 2.4075
April 2.4225 2.3667 2.3897
May 2.4230 2.3845 2.4045
June 2.5155 2.4219 2.4632
July 2.4391 2.3179 2.3798
August 2.4218 2.3366 2.3684
September 2.4403 2.3780 2.3970
October 2.4345 2.3833 2.4070
November 2.4422 2.3625 2.4085
December 2.4086 2.3021 2.3394