YEARLY HIGH
2.8375 PLN
YEARLY LOW
2.3998 PLN
YEARLY AVERAGE
2.5797 PLN

2023 NZD to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2023

During 2023, the NZD to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on February 13, valuing the pair at 2.8375. Conversely, the yearly low was recorded on November 20, dropping to 2.3998.

This high-to-low spread represents a total annual volatility of 0.4377 PLN. From a start-to-finish perspective, comparing the January average rate of 2.7767 to the December average rate of 2.4703, the exchange rate registered a net change of -11.03% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2023 high of 2.8375 was down 9.48% compared to the 2022 peak of 3.1346, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 14,187 PLN
2022 Average 14,133 PLN
Yearly Trough Low 11,999 PLN
Transaction Impact: A difference of 2,188.66 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2023.

2.8184
2.4056
JanuMarcMayJulySeptNove

NZD to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.6710, compared to 2.4884 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1826 points.

H1 Avg (Jan–Jun) 2.6710
H2 Avg (Jul–Dec) 2.4884

Volatility Range Comparison

Volatility

The most volatile month in 2023 was October, with a trading range of 0.1772 PLN (High: 2.6227 / Low: 2.4455). On the other end, December was the most stable month, with a tight range of 0.0536 PLN (High: 2.4896 / Low: 2.4361).

October Spread (Volatile) ±0.1772
December Spread (Stable) ±0.0536

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2023. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0919 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0919

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2023: 2.7840) against the same month in 2022 (average: 2.6861), the exchange rate shifted by +0.0979 (+3.64%).

2023 Avg (February) 2.7840
2022 Avg (February) 2.6861

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 2.8218 2.6779 2.7767
February 2.8375 2.7392 2.7840
March 2.7654 2.6857 2.7198
April 2.7161 2.5410 2.6279
May 2.6392 2.5420 2.5938
June 2.5613 2.4798 2.5236
July 2.5407 2.4657 2.5011
August 2.4819 2.4242 2.4471
September 2.6232 2.4604 2.5547
October 2.6227 2.4455 2.5173
November 2.4897 2.3998 2.4400
December 2.4896 2.4361 2.4703