2020 NZD to PLN Historical Review

YEARLY HIGH

2.6871 PLN

YEARLY LOW

2.3466 PLN

YEARLY AVERAGE

2.5307 PLN

2020 NZD to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NZD to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 2.6871. Conversely, the yearly low was recorded on March 18, dropping to 2.3466.

This high-to-low spread represents a total annual volatility of 0.3405 PLN. From a start-to-finish perspective, comparing the January average rate of 2.5296 to the December average rate of 2.6100, the exchange rate registered a net change of 3.18% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.6871 was up 1.98% compared to the 2019 peak of 2.6349, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 13,436 PLN

2019 Average 12,647 PLN

Yearly Trough Low 11,733 PLN

Transaction Impact: A difference of 1,702.68 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.6288

2.4030

JanuMarcMayJulySeptNove

NZD to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.5071, compared to 2.5542 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0471 points.

H1 Avg (Jan–Jun) 2.5071

H2 Avg (Jul–Dec) 2.5542

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1369 PLN (High: 2.4835 / Low: 2.3466). On the other end, January was the most stable month, with a tight range of 0.0516 PLN (High: 2.5549 / Low: 2.5033).

March Spread (Volatile) ±0.1369

January Spread (Stable) ±0.0516

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.1001 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.1001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 2.6100) against the same month in 2019 (average: 2.5374), the exchange rate shifted by +0.0726 (+2.86%).

2020 Avg (December) 2.6100

2019 Avg (December) 2.5374

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.5549	2.5033	2.5296
February	2.5303	2.4555	2.5056
March	2.4835	2.3466	2.4219
April	2.5666	2.4774	2.5137
May	2.5809	2.4769	2.5257
June	2.5695	2.4860	2.5463
July	2.6003	2.4853	2.5584
August	2.4913	2.4146	2.4583
September	2.5797	2.4911	2.5315
October	2.6255	2.5046	2.5597
November	2.6382	2.5664	2.6073
December	2.6871	2.5740	2.6100