2025 NZD to PLN Historical Review

YEARLY HIGH

2.3309 PLN

YEARLY LOW

2.0524 PLN

YEARLY AVERAGE

2.1859 PLN

2025 NZD to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the NZD to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 13, valuing the pair at 2.3309. Conversely, the yearly low was recorded on November 20, dropping to 2.0524.

This high-to-low spread represents a total annual volatility of 0.2785 PLN. From a start-to-finish perspective, comparing the January average rate of 2.3099 to the December average rate of 2.0858, the exchange rate registered a net change of -9.70% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 2.3309 was down 19.88% compared to the 2024 peak of 2.9092, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 11,654 PLN

2024 Average 12,041 PLN

Yearly Trough Low 10,262 PLN

Transaction Impact: A difference of 1,392.54 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

2.3334

2.0518

JanuMarcMayJulySeptNove

NZD to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.2483, compared to 2.1234 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1249 points.

H1 Avg (Jan–Jun) 2.2483

H2 Avg (Jul–Dec) 2.1234

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.1044 PLN (High: 2.2515 / Low: 2.1470). On the other end, December was the most stable month, with a tight range of 0.0354 PLN (High: 2.1027 / Low: 2.0673).

April Spread (Volatile) ±0.1044

December Spread (Stable) ±0.0354

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0644 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0644

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 2.3099) against the same month in 2024 (average: 2.4820), the exchange rate shifted by -0.1721 (-6.93%).

2025 Avg (January) 2.3099

2024 Avg (January) 2.4820

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.3309	2.2774	2.3099
February	2.3061	2.2488	2.2800
March	2.2615	2.1912	2.2155
April	2.2515	2.1470	2.2163
May	2.2671	2.2215	2.2391
June	2.2630	2.1913	2.2292
July	2.2088	2.1665	2.1845
August	2.1845	2.1251	2.1590
September	2.1672	2.1028	2.1340
October	2.1213	2.0791	2.1019
November	2.1125	2.0524	2.0753
December	2.1027	2.0673	2.0858