YEARLY HIGH
3.1346 PLN
YEARLY LOW
2.6292 PLN
YEARLY AVERAGE
2.8256 PLN

2022 NZD to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the NZD to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on March 7, valuing the pair at 3.1346. Conversely, the yearly low was recorded on February 9, dropping to 2.6292.

This high-to-low spread represents a total annual volatility of 0.5053 PLN. From a start-to-finish perspective, comparing the January average rate of 2.7111 to the December average rate of 2.8078, the exchange rate registered a net change of 3.57% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 3.1346 was up 7.57% compared to the 2021 peak of 2.9139, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 15,673 PLN
2021 Average 13,649 PLN
Yearly Trough Low 13,146 PLN
Transaction Impact: A difference of 2,526.64 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

2.9968
2.6579
JanuMarcMayJulySeptNove

NZD to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.8129, compared to 2.8383 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0255 points.

H1 Avg (Jan–Jun) 2.8129
H2 Avg (Jul–Dec) 2.8383

Volatility Range Comparison

Volatility

The most volatile month in 2022 was March, with a trading range of 0.2533 PLN (High: 3.1346 / Low: 2.8812). On the other end, November was the most stable month, with a tight range of 0.0651 PLN (High: 2.8279 / Low: 2.7628).

March Spread (Volatile) ±0.2533
November Spread (Stable) ±0.0651

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0858 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0858

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2022: 2.9686) against the same month in 2021 (average: 2.7581), the exchange rate shifted by +0.2105 (+7.63%).

2022 Avg (March) 2.9686
2021 Avg (March) 2.7581

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 2.7610 2.6840 2.7111
February 2.8331 2.6292 2.6861
March 3.1346 2.8812 2.9686
April 2.9578 2.8461 2.9018
May 2.8777 2.7612 2.8160
June 2.8496 2.7578 2.7937
July 2.9466 2.7927 2.8977
August 2.9732 2.8759 2.9154
September 2.9013 2.7728 2.8402
October 2.8265 2.7447 2.7759
November 2.8279 2.7628 2.7931
December 2.8554 2.7368 2.8078