YEARLY HIGH
2.6193 PLN
YEARLY LOW
2.4061 PLN
YEARLY AVERAGE
2.4968 PLN

2018 NZD to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the NZD to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 4, valuing the pair at 2.6193. Conversely, the yearly low was recorded on October 6, dropping to 2.4061.

This high-to-low spread represents a total annual volatility of 0.2132 PLN. From a start-to-finish perspective, comparing the January average rate of 2.4739 to the December average rate of 2.5662, the exchange rate registered a net change of 3.73% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 2.6193 was down 11.40% compared to the 2017 peak of 2.9562, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 13,096 PLN
2017 Average 13,414 PLN
Yearly Trough Low 12,030 PLN
Transaction Impact: A difference of 1,065.84 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

2.5793
2.4224
JanuMarcMayJulySeptNove

NZD to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.4943, compared to 2.4993 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0050 points.

H1 Avg (Jan–Jun) 2.4943
H2 Avg (Jul–Dec) 2.4993

Volatility Range Comparison

Volatility

The most volatile month in 2018 was May, with a trading range of 0.1116 PLN (High: 2.5879 / Low: 2.4763). On the other end, September was the most stable month, with a tight range of 0.0367 PLN (High: 2.4541 / Low: 2.4174).

May Spread (Volatile) ±0.1116
September Spread (Stable) ±0.0367

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0474 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0474

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2018: 2.5662) against the same month in 2017 (average: 2.4717), the exchange rate shifted by +0.0945 (+3.82%).

2018 Avg (December) 2.5662
2017 Avg (December) 2.4717

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 2.5162 2.4433 2.4739
February 2.4858 2.4384 2.4655
March 2.4904 2.4529 2.4753
April 2.5028 2.4467 2.4723
May 2.5879 2.4763 2.5205
June 2.5803 2.5310 2.5584
July 2.5455 2.4874 2.5111
August 2.4986 2.4502 2.4745
September 2.4541 2.4174 2.4355
October 2.5038 2.4061 2.4455
November 2.6045 2.5122 2.5630
December 2.6193 2.5147 2.5662