2012 NZD to STD Historical Review

YEARLY HIGH

16477.4422 STD

YEARLY LOW

14301.4371 STD

YEARLY AVERAGE

15500.7311 STD

2012 NZD to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the NZD to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 6, valuing the pair at 16477.4422. Conversely, the yearly low was recorded on January 1, dropping to 14301.4371.

This high-to-low spread represents a total annual volatility of 2176.0051 STD. From a start-to-finish perspective, comparing the January average rate of 15181.1821 to the December average rate of 15547.2697, the exchange rate registered a net change of 2.41% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 16477.4422 was up 9.27% compared to the 2011 peak of 15079.1747, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 82,387,211 STD

2011 Average 69,794,366 STD

Yearly Trough Low 71,507,186 STD

Transaction Impact: A difference of 10,880,025.26 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

16487.6486

14493.5153

JanuMarcMayJulySeptNove

NZD to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 15139.2176, compared to 15862.2447 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 723.0270 points.

H1 Avg (Jan–Jun) 15139.2176

H2 Avg (Jul–Dec) 15862.2447

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 1178.4020 STD (High: 15479.8391 / Low: 14301.4371). On the other end, August was the most stable month, with a tight range of 324.8964 STD (High: 16477.4422 / Low: 16152.5457).

January Spread (Volatile) ±1178.4020

August Spread (Stable) ±324.8964

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 601.8063 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -601.8063

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2012: 16321.4708) against the same month in 2011 (average: 14380.2877), the exchange rate shifted by +1941.1832 (+13.50%).

2012 Avg (August) 16321.4708

2011 Avg (August) 14380.2877

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	15479.8391	14301.4371	15181.1821
February	15680.7986	15302.6009	15471.9675
March	15552.9163	15004.8661	15243.2519
April	15565.4752	15039.8182	15261.4993
May	15137.6861	14317.6150	14659.6930
June	15562.3835	14419.9844	15017.7118
July	16294.0563	15565.0448	15843.1801
August	16477.4422	16152.5457	16321.4708
September	16396.4836	15784.5537	16071.5180
October	16271.1681	15523.5802	15739.4615
November	15821.8968	15446.8760	15650.5677
December	15886.1478	15233.4072	15547.2697