2016 NZD to STD Historical Review

YEARLY HIGH

16679.1517 STD

YEARLY LOW

14372.5357 STD

YEARLY AVERAGE

15436.5143 STD

2016 NZD to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the NZD to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 13, valuing the pair at 16679.1517. Conversely, the yearly low was recorded on January 19, dropping to 14372.5357.

This high-to-low spread represents a total annual volatility of 2306.6160 STD. From a start-to-finish perspective, comparing the January average rate of 14753.0953 to the December average rate of 16351.6376, the exchange rate registered a net change of 10.84% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 16679.1517 was down 4.75% compared to the 2015 peak of 17511.0129, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 83,395,758 STD

2015 Average 77,252,266 STD

Yearly Trough Low 71,862,678 STD

Transaction Impact: A difference of 11,533,079.78 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

16517.5941

14526.1152

JanuMarcMayJulySeptNove

NZD to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 14870.8472, compared to 16002.1815 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1131.3343 points.

H1 Avg (Jan–Jun) 14870.8472

H2 Avg (Jul–Dec) 16002.1815

Volatility Range Comparison

Volatility

The most volatile month in 2016 was January, with a trading range of 1054.2058 STD (High: 15426.7415 / Low: 14372.5357). On the other end, August was the most stable month, with a tight range of 368.2473 STD (High: 16042.4633 / Low: 15674.2160).

January Spread (Volatile) ±1054.2058

August Spread (Stable) ±368.2473

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 154.6173 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -154.6173

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 16351.6376) against the same month in 2015 (average: 15182.0771), the exchange rate shifted by +1169.5605 (+7.70%).

2016 Avg (December) 16351.6376

2015 Avg (December) 15182.0771

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	15426.7415	14372.5357	14753.0953
February	14987.5946	14399.9137	14692.0718
March	15291.7965	14559.8319	14871.1134
April	15226.8350	14630.1999	14861.0355
May	14938.5185	14525.7486	14706.4183
June	15805.0617	14901.7744	15341.3489
July	16179.3363	15477.0110	15799.1987
August	16042.4633	15674.2160	15795.1971
September	16313.7486	15793.3229	15966.5653
October	16144.4876	15528.4811	15890.6892
November	16516.5161	16022.7548	16209.8009
December	16679.1517	16105.5491	16351.6376