2021 NZD to STD Historical Review

YEARLY HIGH

15137.1797 STD

YEARLY LOW

14116.4818 STD

YEARLY AVERAGE

14655.2671 STD

2021 NZD to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NZD to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 24, valuing the pair at 15137.1797. Conversely, the yearly low was recorded on June 19, dropping to 14116.4818.

This high-to-low spread represents a total annual volatility of 1020.6979 STD. From a start-to-finish perspective, comparing the January average rate of 14698.3629 to the December average rate of 14396.2515, the exchange rate registered a net change of -2.06% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 15137.1797 was up 2.12% compared to the 2020 peak of 14823.5015, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 75,685,899 STD

2020 Average 69,919,532 STD

Yearly Trough Low 70,582,409 STD

Transaction Impact: A difference of 5,103,489.73 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

15042.1804

14337.5307

JanuMarcMayJulySeptNove

NZD to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 14740.8828, compared to 14569.6513 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 171.2315 points.

H1 Avg (Jan–Jun) 14740.8828

H2 Avg (Jul–Dec) 14569.6513

Volatility Range Comparison

Volatility

The most volatile month in 2021 was June, with a trading range of 922.7845 STD (High: 15039.2662 / Low: 14116.4818). On the other end, December was the most stable month, with a tight range of 254.4829 STD (High: 14497.3715 / Low: 14242.8885).

June Spread (Volatile) ±922.7845

December Spread (Stable) ±254.4829

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 417.0769 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -417.0769

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2021: 14766.6393) against the same month in 2020 (average: 14021.4108), the exchange rate shifted by +745.2285 (+5.31%).

2021 Avg (February) 14766.6393

2020 Avg (February) 14021.4108

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	14960.9429	14439.6389	14698.3629
February	15137.1797	14572.3445	14766.6393
March	14959.0885	14390.1005	14657.6790
April	15076.5742	14531.1918	14772.7734
May	15130.4955	14850.1034	14983.4596
June	15039.2662	14116.4818	14566.3827
July	14519.7630	14260.1688	14401.9853
August	14629.4687	14125.6645	14465.3875
September	14838.3135	14222.6078	14635.7862
October	15076.7928	14487.6445	14776.2046
November	15043.1239	14450.1112	14742.2929
December	14497.3715	14242.8885	14396.2515