2019 NZD to STD Historical Review

YEARLY HIGH

14611.7490 STD

YEARLY LOW

13460.9223 STD

YEARLY AVERAGE

14046.0044 STD

2019 NZD to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the NZD to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 18, valuing the pair at 14611.7490. Conversely, the yearly low was recorded on October 1, dropping to 13460.9223.

This high-to-low spread represents a total annual volatility of 1150.8267 STD. From a start-to-finish perspective, comparing the January average rate of 14274.3110 to the December average rate of 14231.7243, the exchange rate registered a net change of -0.30% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 14611.7490 was down 1.41% compared to the 2018 peak of 14821.0489, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 73,058,745 STD

2018 Average 71,448,397 STD

Yearly Trough Low 67,304,612 STD

Transaction Impact: A difference of 5,754,133.57 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

14467.8501

13593.7612

JanuMarcMayJulySeptNove

NZD to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 14154.3883, compared to 13937.6205 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 216.7679 points.

H1 Avg (Jan–Jun) 14154.3883

H2 Avg (Jul–Dec) 13937.6205

Volatility Range Comparison

Volatility

The most volatile month in 2019 was June, with a trading range of 829.2598 STD (High: 14493.1567 / Low: 13663.8969). On the other end, November was the most stable month, with a tight range of 231.3037 STD (High: 13873.9626 / Low: 13642.6590).

June Spread (Volatile) ±829.2598

November Spread (Stable) ±231.3037

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 523.3996 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -523.3996

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2019: 14395.0094) against the same month in 2018 (average: 14253.4357), the exchange rate shifted by +141.5737 (+0.99%).

2019 Avg (July) 14395.0094

2018 Avg (July) 14253.4357

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	14553.8991	13958.6541	14274.3110
February	14526.6013	14180.7401	14386.5856
March	14562.4671	14238.6269	14386.9385
April	14293.2509	13882.7627	14130.0808
May	13988.0388	13671.9016	13816.7310
June	14493.1567	13663.8969	13931.6832
July	14611.7490	14124.7003	14395.0094
August	14138.1581	13611.1802	13871.6097
September	13859.0606	13492.3592	13666.6020
October	13843.7460	13460.9223	13671.0954
November	13873.9626	13642.6590	13789.6819
December	14517.9555	13867.6893	14231.7243