2026 NZD to STD Historical Review

YEARLY HIGH

13537.6453 STD

YEARLY LOW

12578.7301 STD

YEARLY AVERAGE

13053.6987 STD

2026 NZD to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the NZD to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 29, valuing the pair at 13537.6453. Conversely, the yearly low was recorded on June 26, dropping to 12578.7301.

This high-to-low spread represents a total annual volatility of 958.9153 STD. From a start-to-finish perspective, comparing the January average rate of 13010.5330 to the December average rate of 12860.8348, the exchange rate registered a net change of -1.15% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 13537.6453 was down 0.39% compared to the 2025 peak of 13590.6732, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 67,688,227 STD

2025 Average 64,833,870 STD

Yearly Trough Low 62,893,650 STD

Transaction Impact: A difference of 4,794,576.29 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

13438.9673

12808.2773

JanuMarcMayJuly

NZD to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13085.8427, compared to 12860.8348 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 225.0080 points.

H1 Avg (Jan–Jun) 13085.8427

H2 Avg (Jul–Dec) 12860.8348

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 772.0707 STD (High: 13537.6453 / Low: 12765.5747). On the other end, May was the most stable month, with a tight range of 199.1961 STD (High: 13340.4398 / Low: 13141.2437).

January Spread (Volatile) ±772.0707

May Spread (Stable) ±199.1961

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 373.2452 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -373.2452

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 13010.5330) against the same month in 2025 (average: 12537.2343), the exchange rate shifted by +473.2987 (+3.78%).

2026 Avg (January) 13010.5330

2025 Avg (January) 12537.2343

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	13537.6453	12765.5747	13010.5330
February	13484.9399	13230.9306	13386.4098
March	13272.9309	12737.4357	13013.1645
April	13171.5515	12669.0972	13000.7649
May	13340.4398	13141.2437	13237.5317
June	13295.2330	12578.7301	12866.6526
July	13030.1187	12641.1412	12860.8348