2024 NZD to STD Historical Review

YEARLY HIGH

14153.7527 STD

YEARLY LOW

12462.7699 STD

YEARLY AVERAGE

13481.2128 STD

2024 NZD to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the NZD to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 24, valuing the pair at 14153.7527. Conversely, the yearly low was recorded on December 31, dropping to 12462.7699.

This high-to-low spread represents a total annual volatility of 1690.9828 STD. From a start-to-finish perspective, comparing the January average rate of 13757.8025 to the December average rate of 12786.1976, the exchange rate registered a net change of -7.06% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2024 high of 14153.7527 was down 4.82% compared to the 2023 peak of 14870.7930, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 70,768,764 STD

2023 Average 69,392,577 STD

Yearly Trough Low 62,313,850 STD

Transaction Impact: A difference of 8,454,914.02 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

13982.4365

12677.4486

JanuMarcMayJulySeptNove

NZD to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13568.0814, compared to 13394.3441 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 173.7373 points.

H1 Avg (Jan–Jun) 13568.0814

H2 Avg (Jul–Dec) 13394.3441

Volatility Range Comparison

Volatility

The most volatile month in 2024 was August, with a trading range of 728.6112 STD (High: 13954.5312 / Low: 13225.9200). On the other end, June was the most stable month, with a tight range of 258.7997 STD (High: 13806.8083 / Low: 13548.0085).

August Spread (Volatile) ±728.6112

June Spread (Stable) ±258.7997

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 377.3484 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -377.3484

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2024: 13873.6875) against the same month in 2023 (average: 13209.1155), the exchange rate shifted by +664.5720 (+5.03%).

2024 Avg (September) 13873.6875

2023 Avg (September) 13209.1155

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	14069.3421	13532.5806	13757.8025
February	13812.4828	13486.5805	13654.7081
March	13769.1311	13295.5503	13537.0573
April	13514.5807	13096.1253	13265.5270
May	13705.9391	13219.9876	13525.8981
June	13806.8083	13548.0085	13667.4954
July	13683.2474	13094.4629	13442.6535
August	13954.5312	13225.9200	13561.1711
September	14153.7527	13663.7553	13873.6875
October	13995.1913	13300.6773	13538.8090
November	13417.2102	12945.9394	13163.5460
December	13160.3023	12462.7699	12786.1976