2012 PEN to SGD Historical Review

YEARLY HIGH

0.4838 SGD

YEARLY LOW

0.4627 SGD

YEARLY AVERAGE

0.4735 SGD

2012 PEN to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the PEN to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 16, valuing the pair at 0.4838. Conversely, the yearly low was recorded on February 5, dropping to 0.4627.

This high-to-low spread represents a total annual volatility of 0.0211 SGD. From a start-to-finish perspective, comparing the January average rate of 0.4750 to the December average rate of 0.4755, the exchange rate registered a net change of 0.11% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.4838 was down 0.24% compared to the 2011 peak of 0.4850, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 2,419 SGD

2011 Average 2,282 SGD

Yearly Trough Low 2,313 SGD

Transaction Impact: A difference of 105.71 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.4793

0.4661

JanuMarcMayJulySeptNove

PEN to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4726, compared to 0.4745 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0020 points.

H1 Avg (Jan–Jun) 0.4726

H2 Avg (Jul–Dec) 0.4745

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.0164 SGD (High: 0.4817 / Low: 0.4653). On the other end, April was the most stable month, with a tight range of 0.0054 SGD (High: 0.4738 / Low: 0.4684).

January Spread (Volatile) ±0.0164

April Spread (Stable) ±0.0054

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0078 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0078

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 0.4781) against the same month in 2011 (average: 0.4436), the exchange rate shifted by +0.0345 (+7.79%).

2012 Avg (July) 0.4781

2011 Avg (July) 0.4436

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4817	0.4653	0.4750
February	0.4715	0.4627	0.4672
March	0.4745	0.4674	0.4709
April	0.4738	0.4684	0.4707
May	0.4775	0.4680	0.4733
June	0.4836	0.4736	0.4782
July	0.4838	0.4741	0.4781
August	0.4804	0.4729	0.4769
September	0.4794	0.4699	0.4731
October	0.4751	0.4687	0.4726
November	0.4744	0.4681	0.4709
December	0.4805	0.4717	0.4755