2016 PEN to SGD Historical Review

YEARLY HIGH

0.4317 SGD

YEARLY LOW

0.3962 SGD

YEARLY AVERAGE

0.4093 SGD

2016 PEN to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the PEN to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 0.4317. Conversely, the yearly low was recorded on February 11, dropping to 0.3962.

This high-to-low spread represents a total annual volatility of 0.0355 SGD. From a start-to-finish perspective, comparing the January average rate of 0.4167 to the December average rate of 0.4230, the exchange rate registered a net change of 1.50% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.4317 was down 3.91% compared to the 2015 peak of 0.4493, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 2,159 SGD

2015 Average 2,160 SGD

Yearly Trough Low 1,981 SGD

Transaction Impact: A difference of 177.66 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.4252

0.3986

JanuMarcMayJulySeptNove

PEN to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4082, compared to 0.4103 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0022 points.

H1 Avg (Jan–Jun) 0.4082

H2 Avg (Jul–Dec) 0.4103

Volatility Range Comparison

Volatility

The most volatile month in 2016 was December, with a trading range of 0.0164 SGD (High: 0.4317 / Low: 0.4153). On the other end, June was the most stable month, with a tight range of 0.0058 SGD (High: 0.4112 / Low: 0.4054).

December Spread (Volatile) ±0.0164

June Spread (Stable) ±0.0058

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0159 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0159

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 0.4230) against the same month in 2015 (average: 0.4168), the exchange rate shifted by +0.0062 (+1.48%).

2016 Avg (December) 0.4230

2015 Avg (December) 0.4168

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4220	0.4092	0.4167
February	0.4091	0.3962	0.4008
March	0.4104	0.3978	0.4030
April	0.4153	0.3989	0.4090
May	0.4146	0.4071	0.4114
June	0.4112	0.4054	0.4081
July	0.4119	0.3998	0.4085
August	0.4073	0.4002	0.4045
September	0.4061	0.3996	0.4024
October	0.4145	0.4026	0.4086
November	0.4229	0.4088	0.4150
December	0.4317	0.4153	0.4230