2018 PEN to SGD Historical Review

YEARLY HIGH

0.4190 SGD

YEARLY LOW

0.4014 SGD

YEARLY AVERAGE

0.4105 SGD

2018 PEN to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the PEN to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 12, valuing the pair at 0.4190. Conversely, the yearly low was recorded on March 14, dropping to 0.4014.

This high-to-low spread represents a total annual volatility of 0.0176 SGD. From a start-to-finish perspective, comparing the January average rate of 0.4110 to the December average rate of 0.4075, the exchange rate registered a net change of -0.85% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.4190 was down 4.29% compared to the 2017 peak of 0.4378, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 2,095 SGD

2017 Average 2,117 SGD

Yearly Trough Low 2,007 SGD

Transaction Impact: A difference of 87.80 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.4172

0.4035

JanuMarcMayJulySeptNove

PEN to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4085, compared to 0.4126 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0041 points.

H1 Avg (Jan–Jun) 0.4085

H2 Avg (Jul–Dec) 0.4126

Volatility Range Comparison

Volatility

The most volatile month in 2018 was June, with a trading range of 0.0102 SGD (High: 0.4181 / Low: 0.4080). On the other end, September was the most stable month, with a tight range of 0.0032 SGD (High: 0.4154 / Low: 0.4122).

June Spread (Volatile) ±0.0102

September Spread (Stable) ±0.0032

Growth Streaks & Declines

Trends

Between March and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0065 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0065

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2018: 0.4161) against the same month in 2017 (average: 0.4198), the exchange rate shifted by -0.0037 (-0.89%).

2018 Avg (August) 0.4161

2017 Avg (August) 0.4198

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4150	0.4065	0.4110
February	0.4105	0.4022	0.4063
March	0.4072	0.4014	0.4047
April	0.4103	0.4042	0.4074
May	0.4114	0.4064	0.4092
June	0.4181	0.4080	0.4123
July	0.4179	0.4128	0.4160
August	0.4190	0.4127	0.4161
September	0.4154	0.4122	0.4144
October	0.4171	0.4116	0.4141
November	0.4105	0.4052	0.4076
December	0.4109	0.4032	0.4075